Carmine State Bank

Rates

RATES ACCURATE AS OF MAY 23, 2017

All rates listed are subject to change.

CERTIFICATE OF DEPOSIT
Term
Interest Rate
Annual Percentage
Yield (APY)
Minimum  Balance
Requirements
182 Days 0.65% 0.65% $500.00
12 Months 1.00% 1.00% $500.00
18 Months 1.05% 1.06% $500.00
30 Months 1.15% 1.16% $500.00
60 Months 1.60% 1.61% $500.00

Annual Percentage Yield (APY) calculated with interest paid monthly to Certificate of Deposit Account. Penalty for early withdrawal.


 

SAVINGS
Interest Rate Annual Percentage Yield (APY)
0.30% 0.30%

Annual Percentage Yield (APY) calcuated with interest paid quarterly. Excess withdrawal fee of $2.00 charged for each withdrawal in excess of six during quarterly statement cycle

HEALTH SAVINGS ACCOUNT (HSA)
Interest Rate Annual Percentage Yield (APY)
0.75 0.75%

Interest paid monthly.  Monthly account statements.
Eligibility rules apply.

 


 

INDIVIDUAL RETIREMENT ACCOUNT (IRA)
Balance Interest Rate Annual Percentage Yield (APY)
Under $100,000.00 1.10% 1.10%
$100,000.00 and above 1.25% 1.26%

Annual Percentage Yield (APY) calculated with interest paid quarterly.
Account subject to IRS Regulations.


 

MONEY MARKET CHECKING
Balance Interest Rate Annual Percentage Yield (APY)
Under $5,000.00 0.20% 0.20%
$5,000.00 - $20,000.00 0.25% 0.25%
Over $20,000.00 0.30% 0.30%

Annual Percentage Yield (APY) calculated with interest paid monthly.
Limit of six (6) withdrawals per month. After six withdrawals there is an excess debit fee of $5.00 per withdrawal.
If balance is under $2,500.00, $5.00 fee per month service charge fee.
If balance is under $1,000.00, $10.00 fee per month service charge fee.

 


Please contact the bank at 979-278-3244 to verify rates, as all rates listed above are subject to change at anytime.

Click here for Important Information about Procedures for Opening a New Account

 

Quick Links
Our Hours

Lobby:
M-F: 8:30 to 3:00
Sat:  8:30 to Noon

Drive Thru:
M-F: 8:00 to 4:00
Sat:  8:00 to Noon

Contact Us

979.278.3244

To Report a Lost or Stolen Debit Card after hours, call:
800.791.2525

FDIC
Equal Housing